Terms of Service

Last Updated: February 17, 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and StackStats Apps LLC ("EscrowDLT," "we," "us," or "our") governing your use of the EscrowDLT platform, website, and services.

By accessing or using EscrowDLT, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our services.

2. Description of Service

EscrowDLT is a platform that facilitates escrow transactions using the XRP Ledger's native escrow functionality. Our service allows users to:

Important: EscrowDLT is a facilitator, not a custodian. Funds are held by the XRPL blockchain itself using its native escrow feature. We do not custody, control, or have access to your funds at any time.

3. Eligibility

To use EscrowDLT, you must:

By using EscrowDLT, you represent and warrant that you meet these eligibility requirements.

4. Account Registration and Security

4.1 Account Creation

You must create an account to use EscrowDLT. You agree to:

4.2 Account Security

You are responsible for all activity that occurs under your account. We are not liable for any loss or damage arising from your failure to maintain account security.

4.3 Wallet Security

You are solely responsible for the security of your XRPL wallet and private keys. We cannot recover lost or stolen private keys. Loss of your private keys may result in permanent loss of access to your funds.

5. Escrow Service Terms

5.1 Escrow Creation

When creating an escrow:

5.2 Funding Escrows

The buyer (funding party) must:

Warning: Cryptocurrency transactions are irreversible. Always double-check wallet addresses before sending funds. EscrowDLT cannot reverse or recover funds sent to incorrect addresses.

5.3 Escrow Release

Funds are released when:

Once released, the transaction is final and cannot be reversed.

5.4 Escrow Cancellation and Return

Funds may be returned to the buyer when:

5.5 Time-Locks

All escrows must include a time-lock expiration. If the escrow is not released before expiration, the buyer may cancel and recover their funds. We recommend setting realistic time-locks that account for delivery times and potential delays.

6. Dispute Resolution Policy

6.1 Initiating a Dispute

Either party may initiate a dispute if:

6.2 Evidence Submission

Both parties must submit:

Disputes with insufficient evidence may be resolved based on available information or default to time-lock expiration.

6.3 Arbitration Process

EscrowDLT will review the evidence and make a determination within 5-7 business days. Our arbitration decision is based on:

6.4 Arbitration Finality

Our arbitration decision is final unless both parties agree to escalate to binding third-party arbitration. By using EscrowDLT, you agree to accept our arbitration decisions.

6.5 Dispute Fees

Dispute resolution is included in Pro and Business plans. Free plan users pay a $25 dispute fee, deducted from the escrow amount or charged to the initiating party if no funds are available.

7. Fees and Payments

7.1 Subscription Plans

EscrowDLT offers three subscription tiers: Free, Pro ($39/month), and Business ($99/month). Subscription details are available on our pricing page.

7.2 Billing

Paid subscriptions are billed monthly in advance. You authorize us to charge your payment method automatically each billing cycle. Subscriptions renew automatically unless cancelled.

7.3 Cancellation and Refunds

You may cancel your subscription at any time. Cancellations take effect at the end of the current billing period. We do not provide refunds for partial months.

7.4 XRPL Network Fees

XRPL transactions incur small network fees (typically <$0.01 per transaction). These fees are paid to XRPL validators, not to EscrowDLT. Network fees are deducted from your wallet when you interact with the blockchain.

8. Prohibited Uses

You may not use EscrowDLT for:

We reserve the right to suspend or terminate accounts engaged in prohibited activities and cooperate with law enforcement as required.

9. Disclaimers and Limitations of Liability

9.1 Service Provided "As Is"

EscrowDLT is provided "as is" and "as available" without warranties of any kind, express or implied. We do not guarantee:

9.2 Not a Fiduciary

EscrowDLT is not a fiduciary, custodian, or trustee. We do not provide financial, legal, or tax advice. Consult appropriate professionals before using cryptocurrency escrow services.

9.3 Blockchain Risks

You acknowledge that blockchain transactions involve inherent risks including:

EscrowDLT is not responsible for losses resulting from these blockchain-inherent risks.

9.4 Limitation of Liability

To the maximum extent permitted by law, EscrowDLT and its affiliates shall not be liable for:

Important: Some jurisdictions do not allow limitations on implied warranties or liability. These limitations may not apply to you.

10. Indemnification

You agree to indemnify and hold harmless EscrowDLT, its affiliates, officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

11. Intellectual Property

All content, features, and functionality of EscrowDLT (including but not limited to text, graphics, logos, software, and design) are owned by StackStats Apps LLC and protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or exploit any portion of our service without express written permission.

12. Termination

12.1 By You

You may terminate your account at any time by contacting us. Active escrows must be resolved before account closure.

12.2 By Us

We may suspend or terminate your account immediately if:

We will provide notice when feasible, but may terminate immediately for serious violations.

12.3 Effect of Termination

Upon termination:

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of the State of Alaska and the United States, without regard to conflict of law principles.

13.2 Arbitration Agreement

Any dispute between you and EscrowDLT (excluding disputes related to your escrow transactions with other users) shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules.

You agree to waive your right to a jury trial and to participate in class action lawsuits.

13.3 Exceptions

Either party may seek injunctive relief in court to prevent unauthorized use of intellectual property or confidential information.

14. Changes to Terms

We may modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Material changes will be communicated via email or prominent notice.

Your continued use of EscrowDLT after changes constitutes acceptance. If you do not agree to the changes, you must stop using our services.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and EscrowDLT.

15.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions remain in full effect.

15.3 Waiver

Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

15.4 Assignment

You may not assign or transfer these Terms without our consent. We may assign these Terms without restriction.

15.5 Force Majeure

We are not liable for delays or failures due to causes beyond our reasonable control, including but not limited to natural disasters, government actions, network failures, or blockchain protocol issues.

16. Contact Information

For questions about these Terms, please contact us:

StackStats Apps LLC
Email: support@stackstatsapps.com
Contact Form: https://escrowdlt.com/contact.html